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富邦銀行小額借貸



銀行房屋二胎貸款

台中留學貸款

記者洪聖壹／台北報導

先前三星電子傳出將透過軟性螢幕的特性，推出折疊式手機與折疊式平板，打開新市場。如今，LG 公司似乎也有這樣的規劃，證據來自該公司申請了一個行動裝置的專利（美國專利編號US D776,074 S），已經在 2017 年 1 月 10 日通過。

談到曲面螢幕的應用，三星、LG 都有相對應的定義，差別在於類似 Galaxy S7 edge 的手機，是從左右兩邊向下彎曲的，而 LG G Flex 則是從上下兩端往上彎曲，兩家定義也不同，三星是為了增加視野，並搭配曲面螢幕的第二螢幕，提供更好的手機機能，但是對 LG 來說，單純是為了延續電視的體驗，提供有如 IMAX 的視野。

去年 6 月，三星在被傳出將在 MWC 2017 期間，發表可折疊式的行動裝置後，隨著腳步越近，Korea Herald 爆料，不僅 Samsung， LG 也打算在今年晚些時候推出這類裝置。現在透過 LG 的專利文件來看，LG 將發表類似產品的機會又大為提升。從文件來看 LG 這個摺疊手機（或平板）的折疊方式，打開是類似平板模式，直接對折起來又可以成為一個兩面都可觸控的智慧型手機。

相關設計其實先前 LG Display 有展示過，不過最終形態會是怎樣的應用，還有待觀察，而其實不僅 LG 跟三星，先前傳出蘋果公司已經申請過折疊式行動產品的專利，而近期內，微軟 Surface Phone也傳出將採用摺疊式設計，只能說為了開拓新市場，除了透明手機之外，距離折疊式手機問世的日子，只會更近。

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工商時民間借款利息算法報【劉朱松╱台中報導】

立法院昨（19）日三讀通過高級教練機的國機國造第1年預算，漢翔董事長廖榮鑫表示，高級教練機66架總預算686億元，在首年預算通過後，漢翔預定109年6月底起交機，且今年將啟動相關零組件採購程序，以目前進度來看，他有信心可「如期如質如預算」完成。

廖榮鑫還透露，包括中鋼、中鋁及燁鋒等3家策略合作夥伴，已通過高教機的材料認證，未來漢翔可就近採購；另榮剛的「4330 Bar料」已通過三菱重工（MHI）認證，未來公司資金調度漢翔承作MHI的MRJ客機零組件所需上述原材料，可向榮剛採購。

廖榮鑫以過去自強號（AT3）教練機、經國號（IDF）戰機等量產經驗來看，高教機不僅可帶動相關連產業的產值，也因為有練兵機會，台灣的航太、製造業與工具機產業的營運水準都可同步提升；另對人才及技術提升所帶來的無形價值，更難用金額估計。

廖榮鑫說，漢翔今年很快會把高教機每個零件圖完成，因為每零件都要有身分證，公司才會開始製造。據了解，台灣航太產業去年度產值約1,002億元，高於104年的914億元，並首度突破千億元。

至於台灣機械業去年度產值達9,800多億元，9度挑戰破兆元失利，不過，台灣機械工業同業公會理事長柯拔希表示，在機械業與航太產業結盟，加上美國總統川普主張的美國製造對機械業有利，預估今年機械業年產值可挑戰兆元，成為台灣第三個兆元產業。

2017-01-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen （陳建仁） yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 （US$791 or US$1,017） — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i （林萬億）, who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源：TAIPEI TIMES
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